21. - agile scrum:
    Score: 6
    Qualitative Assessment: Average
    Description: While Varun is familiar with Agile Scrum, he needs to better demonstrate how he has applied this methodology in contexts relevant to the financial sector.

22. - sprint management:
    Score: 5
    Qualitative Assessment: Average
    Description: Varun's experience with sprint management is adequate but lacks depth in how it can be effectively utilized in mutual fund projects.

23. - agile scrum methodologies:
    Score: 6
    Qualitative Assessment: Average
    Description: Varun understands Agile Scrum methodologies; however, more detailed examples of application in his past projects would strengthen his profile.

24. - stakeholder communication:
    Score: 8
    Qualitative Assessment: Good
    Description: Varun demonstrated strong skills in stakeholder communication, an essential attribute for the business analyst role.

25. - risk management:
    Score: 4
    Qualitative Assessment: Needs Improvement
    Description: Varun's understanding of risk management in the context of mutual funds is limited and requires significant improvement to meet the demands of the role.