21. - sql database:
    Score: 4
    Qualitative Assessment: Needs Improvement
    Description: Varun's knowledge of SQL databases is limited. Enhancing his skills in SQL query writing and database management would be beneficial.

22. - sprint planning:
    Score: 6
    Qualitative Assessment: Average
    Description: Varun has a basic grasp of sprint planning. He should focus on advanced techniques for effective sprint goal setting and resource allocation.

23. - sprint demo:
    Score: 6
    Qualitative Assessment: Average
    Description: Varun can conduct sprint demos but needs to improve in collecting and integrating feedback into future sprints.

24. - agile jira:
    Score: 7
    Qualitative Assessment: Good
    Description: Varun is competent in using JIRA for agile projects. He could improve by exploring more advanced features and customization options.

25. - requirement gathering:
    Score: 7
    Qualitative Assessment: Good
    Description: Varun is adept at gathering requirements. He could enhance his techniques to ensure more precise and comprehensive requirement documentation.

Recommendation:
Based on the evaluation, Varun shows potential but would benefit from targeted training in financial services and advanced technical skills. If the role allows for on-the-job training, he could be considered for the position with a recommendation for further development in specific areas.