Scoring Format:
1. Roles & Responsibilities: 8/10
2. Years of Experience: 8/10
3. Education Qualification: 6/10
4. Skills/Knowledge: 8/10
5. Domain/Industry: 4/10
6. Key Competencies: 8/10
7. Certifications: 4/10

Descriptive Analysis:
Overall Summary:
The candidate's resume aligns well with most of the job requirements. They have a strong background in IT with 13 years of experience, including experience working with Fortune clients and managing stakeholders in diverse geographies. They have expertise in Agile product ownership, requirements management, and change management. They also have experience as a product manager, managing SaaS and IoT-based web/mobile apps. The candidate has a Master of Business Administration degree and possesses key competencies such as data analysis, process mapping, risk management, and market research. However, the candidate lacks specific knowledge of the retail industry and relevant certifications in business analysis, requirement gathering, requirement management, user stories, and project management.

Detailed Analysis:
- Roles & Responsibilities: The candidate has experience leading the development and execution of IT strategies, managing a team of IT professionals and business analysts, and overseeing the integration of new technology solutions. They have also been involved in high-level analysis and evaluation of business processes, change management initiatives, and managing the IT budget. The resume provides evidence of their experience in these areas, earning a score of 8/10.
- Years of Experience: The candidate has 13 years of IT experience, which falls within the required range of 13-18 years. They have worked with Fortune clients and managed stakeholders in diverse geographies. The resume clearly demonstrates their years of experience, earning a score of 8/10.
- Education Qualification: The candidate holds a Master of Business Administration (MBA) degree. While this meets the requirement for an MBA qualification, the resume does not provide specific details about their specialization or coursework. Therefore, they receive a score of 6/10.
- Skills/Knowledge: The candidate possesses primary skills such as business analysis, requirement gathering, requirement management, user stories, and project management. Although these skills are not explicitly mentioned, the resume provides evidence of their experience and expertise in these areas. They receive a score of 8/10.
- Domain/Industry: The candidate does not have specific knowledge of the retail industry, which is mentioned as a nice-to-have requirement. Therefore, they receive a score of 4/10.
- Key Competencies: The candidate demonstrates expertise in data analysis, process mapping, risk management, market research, and other key competencies mentioned in the job requirements. The resume provides examples of their experience in these areas, earning a score of 8/10.
- Certifications: The resume does not mention any relevant certifications in business analysis, requirement gathering, requirement management, user stories, or project management. Therefore, the candidate receives a score of 4/10.

Overall, the candidate's resume aligns well with most of the job requirements. They have the required years of experience, possess the necessary skills and knowledge, and demonstrate key competencies. However, they lack specific knowledge of the retail industry and relevant certifications.